… And Will Likely Put an Extra Million or More in Your Pocket, Too.

Revealed in this letter: An astonishingly simple method that will ensure your children will never worry about money in their lifetime – and how this time-proven wealth-building strategy can also help put you on easy street by the time you're ready to retire.

Dear Independent Life Reader,

We do our best to prepare our children for life's journey.

We teach them values and to respect others. We instill in them the importance of a good education and rewards of hard work.

But there's one thing many of us “forget” to do…and that's show our children how to become wealthy.

And that's a shame. Because, as you're about to discover, your children are in possession of the single most powerful wealth-building weapon that even the world's greatest investors don't have – one that will practically guarantee that they will enter their adult years confident, secure and wealthy.

How wealthy?

Graduate college with $126,000 or more…
Be millionaires in their 30s…
Live well every day of their lives…
and retire early with $9 to $10 million in cash

Follow the strategy I'll reveal for you today and you could have your child's college education paid for in full – and still enter the work force at age 23 with a net worth of $126,000 or more.

And while your child is quietly and methodically securing his or her financial future, he or she will be mastering life-long money skills that will enable them to further grow that $126,000 nest egg into over $368,000 by the time they're 30…over a million by age 38…and between $9 million and $10 million by the time they're ready to retire at 55!

These are wealth numbers any child can achieve – regardless of family income and background – simply by “stashing away” roughly $2 a day from an early age. (I'll show you how your children will get there in a moment…)

They'll Never Have to “Scrimp and Save”

Furthermore, your children will never have to scrimp and save to make this happen. They'll still have plenty of money to live life well and to the fullest while their wealth grows and grows. Plus they'll enjoy the pure satisfaction in knowing they did it entirely on their own – with no help from anyone, except for small a “kick-start” from you.

It can happen.

And it will happen – once you introduce them to a remarkable and ground-breaking wealth creation strategy designed specifically for young people called “Seeds of Wealth.”

“How Would You Like to Have a Million Dollars”

Seeds of Wealth is the most important act of generosity you can bestow on any young person. It'll change his or her life the instant you sit down and introduce it to them. Plus it's an opportunity for you to connect with your child in a fun and meaningful way.

I know…

Justin Ford, the Seeds of Wealth founder, introduced this remarkable program to me when he first developed it several years ago. Now, like over 5,000 parents, I'm guiding my 5-year-old son along the path to financial freedom…

….and we're having a blast!

From the day I watched his face light up when I asked him “how would you like to have a million dollars” – to seeing the pride and excitement on his face every time we take a step closer to his goal…this has been a fun, fun ride.

And there's this happy little bonus…

$1 million (or more) for me!

Not only is my son building a foundation of wealth and learning valuable money management skills – so am I! In fact the same techniques and skills my son is using to accumulate wealth will help me ensure I have at least an additional million dollars waiting for me by the time I retire (I'll tell you how I'm doing it in a moment…)

And it's a good thing...

You see, like so many of my generation, I've never been great at managing my wealth. I've spent most of my life doing all the wrong things…like taking on too much debt…or not having a disciplined savings plan…or spending more than I earn. And like so many, I found myself 40 years old and unable to save or invest money. I was making good money and living well, but I was up to my neck in credit card debt and car loans. I had no retirement plan to speak of…no sense of financial security.

A Crucial “Life Lesson” For Your Child

I never want that to be the case for my son.

Now that I've seen how easy it is for any young person to be guaranteed a lifetime of financial security by saving and investing just a few dollars a day, I can't see why any child should be denied this life-altering opportunity.

That's why I'm writing you today…

In a minute I'll tell you just how the Seeds of Wealth” program works – and how it can make a profoundly positive difference in the lives of anyone who uses it…including you and your children.

But first I'd like to ask you a question …

Watch as $4 a day becomes millions!

How much money do you think passes through the hands of the average child in a year? Is it $500? Is it $1,000? Is it $1,200?

You may be surprised to know that the typical child sees an average of $1,520 per year from the time he's born to the time he's 15 and able to work part time. That's money that comes from parent's handouts, allowances, gifts from relatives, holiday money, birthday money, money made from odd jobs and so on…

It amounts to about $4 a day on average…

What if I told you that by saving and conservatively investing just half that amount – a tad over $2 a day – your son or daughter could have as much as $44,000 saved and invested by the time they're 16…$148,000 by the time they're 24….and over $730,000 by the time they're 35 years old – and still, have plenty of “spending money” along the way

Think about it. At 35, most people are just hitting their career stride…starting to accumulate assets…just thinking about putting money away for retirement.

But imagine if you could have entered your mid 30's with nearly three-quarters of a million dollars behind you – and be armed with a solid understanding of how preserve and grow wealth. How different would your life be?

A Life Where Money is Never a Concern

You probably wouldn't be in a job you didn't love.

You likely wouldn't have fallen into the “debt trap” most of us fall into.

Maybe you could have started a business you were passionate about, or at least switched to a career where you woke up each morning energized and inspired…

My point is this…

When you're financially savvy and secure…when you're not having to worry about how this month's bills are going to get paid…you have many more options in life.

And now you can make sure your children can have all the financial and life advantages most people never have – just by introducing them to the simple wealth-building principles Seeds of Wealth teaches…

And it's not just the money that will change their lives…

Build confidence, independence and satisfaction

Because they will have accumulated wealth on their own…and practiced sound money management their entire life…your children will have a deeper appreciation for the value of money – and an innate sense for knowing how to manage and invest their wealth as it grows. (My son is five and he automatically knows that whatever money he gets – half goes into savings. It's second nature to him!)

Your children will understand when and when not to use credit – and know instinctively the perils of wealth-sapping credit cards and other high-interest consumer debt.

When the time comes, your children will be able to offer their own family a level of comfort and security very few people their age can ever expect to have – and instill these important money-management skills in their children as well …

But above everything else, your children will become more secure and confident having become financially independent at such a young age…knowing that they did the work themselves (with your initial guidance)…and that everything they have was earned through good planning and honest effort.

The idea behind Seeds of Wealth is remarkably simple.

Anyone can do it. It's easy. It's fun.

And you don't have to be wealthy for your child to become wealthy. It won't cost you anything more than the money you'd normally give to your child over the years. (In fact, the gentleman who created Seeds of Wealth –Justin Ford – began this program for his three children when he was practically flat broke! (Visit http://www.seedsofwealth.com/dr4a to learn more about Justin...and how Seeds of Wealth came to be...)

Your Child's Secret and Most Powerful “Investment Weapon”

But here's the important thing…

The sooner you start your child on the Seeds of Wealth program, the sooner he or she will be wealthy. If he's seven…start today. If she's one…start today. If he's 13…start today. Because what many parent don't realize is that children have an enormous investing advantage you'll never have – even the greatest investors in the world will never have…

And that's time.

Time is the ultimate secret weapon to ensuring your child's financial freedom.

Consider this. If you're 20 years old and you tuck away $500 per year at a 10% return, you'd have just over $35,200 by the age of 40…

But a 5-year-old who tucked away $500 per year at 10% would have over $164,500 by the time he's 40!

Although the 5-year old only invested a total of $7,500 more than the 20 year old, he ended up with $129,300 more.

That extra 10, 15, 20, 25 years of “time” is the one of the main reasons your child will be a millionaire as early as 38 – just by tucking a few dollars away each day, beginning today. (And in a moment you'll see how you can earn even better than 10% average annual returns with the Seeds of Wealth program).

It all Begins With Two Cardboard Shoe Boxes

But I know what you may be asking…exactly how do I begin my child on his or her “march to millions”?

Strangely enough, it all begins with two ordinary shoe boxes: one marked “permanent savings”…the other marked “money for spending”. It works like this…

Every time your child gets money – whether it's allowance from you, birthday money from the grandparents, or cash from doing odd jobs around the house or in the neighborhood – half of it goes into one box…and half into the other.

The spending box contains money your child can spend on anything he or she wants – toys, candy, movies and popcorn…anything you allow. The savings box is money your child can never touch –money that will find its way to safe, long-term investments that, over time, will grow into hundreds of thousands – even millions – of dollars.

For example…

Your 5-year old child gets a $10-per-week allowance from you. Every week, five of those dollars goes into his “spending” shoebox, and the other five goes into the “savings” shoebox. On his birthday, aunts, uncles and grandparents (knowing your child is on the Seeds of Wealth program) send him $200 all totaled. $100 goes in the spending box. $100 goes in the savings box. This is true for every dollar your child comes across throughout the year.

So let's say your young child “earns” $1,500 over the course of a year. That means he can spend $750 on anything he chooses, while $750 goes into permanent savings to be invested over the long term.

$25,000 by Age 13…

Now $750 a year might not seem like a lot of money. But by the time your child is a teenager, suddenly that $750 a year has grown into over $25,000 using the safe and steady investment strategies Seeds of Wealth teaches.

At age 13, your child is able to take on odd jobs, which bring in an extra $40 to $60 a week, which is $2,000 or $3,000 a year. Same rules apply. Half goes into the spending box, half in the savings box. At 15, your child takes on a part-time job. Now he or she is earning $5,000 or $6,000 a year…and because a 15-year-old has no living expenses to speak of, the money still gets split 50/50 between savings and spending.

$60,000 by Age 18

By the time your child's 18, he or she has accumulated as much as $60,000 in wealth…without having to save every penny…without having to “do without” (indeed, the Seeds of Wealth-raised child is more likely to have more disposable income to spend than most of their friends because they learn to manage their money so early in life…)

Now your child's off to college. Suddenly money's tight. Studying becomes the #1 priority. But your teen still needs to work part time—even if just one day a week—for two reasons. One, they'll need money. Two, the discipline of earning and saving must continue. But now instead of saving 50%, they'll only need to save 10%. Why? They'll have more expenses – clothes, books, transportation and so on.

But as the program explains, even if your child is only able to save $10 a week – that $520 a year earned over those four college years could grow into an extra $370,000 by retirement age!

(Incidentally, Seeds of Wealth shows you how to get your son or daughter a first-rate college education at a fraction of the cost most people pay – without dipping into your child's permanent savings. In fact, on page 255 of the program you'll learn how to get a $90,000 education for $17,750 – without having to qualify for financial aid. Pretty remarkable stuff – and all it takes is a little leg-work and a little planning!)

Now your child has graduated from college, landed a job and is officially a “single working adult”. He or she starts out making, say, $30,000. That's low, I know, considering we're looking 15 or so years into the future. But of that money, he or she saves and invests 15% of it -- $4,500. Raises come – but no matter how much they earn, your son or daughter has learned to save 15% of what they're making from day one. Even when your child gets married, the savings rate is still 15% -- until they have children, at which point it drops to 10%.

$500,000 By Age 32 (The point of “critical mass”)

So by age 32 your child has accumulated upwards of $500,000. This is the amount the Seeds of Wealth program refers to as “the point of critical mass” – where your child's wealth starts to “throw off” substantial cash profits every year. (In fact, your child's investment profits at this point may be equal to or greater than the wages he or she is earning!)

This is where you child's wealth will begin to skyrocket higher, relative to average earnings…cost of living…cost of goods…etc. In other words, it's at this point your children will start to become “rich” – and have the kind of wealth and lifestyle very few people ever have.

$1 million by Age 38

That's because from here it will only take about 5 or 6 years for that half-a-million to double to $1 million…and roughly another 5 years to double again to $2 million…another 5 years to double again to $4 million…and so on.

$9.3 Million by Age 55…

So by the time your child is 55, he or she could potentially be sitting on over $9.3 million in wealth – merely by continuing to put aside 10% to 15% of the family income throughout their working years, and letting the miracle of compounding interest do the rest! (Want a year-by year look at the kind of wealth your child could have by starting Seeds of Wealth today? Visit http://www.seedsofwealth.com/dr4a and click on the “Wealth Calculator” to see how wealthy your child can become at every year in his or her life!)

And that $9.3 million is the money he or she would earn at average 20-year market returns of 13%…

… all because you began “sowing the seeds” today

And here's the best part…

This enormous wealth was made possible by you – simply because you “sowed the seeds” early on in their lives, instilled benefits of a disciplined savings program...which made it possible for them to enter their prime earning years with a $500,000 head start – at a time when most young people their age are just beginning to save for the future!

Are you starting to see the benefits of starting your child on the Seeds of Wealth program right away?

Maybe you still have some questions.

Like what do you with the money your child saves? How do you invest it? How do you make it grow without putting it at risk?

This is where the Seeds of Wealth program really kicks into high gear…

And the best part is…you don't have to be a whiz-bang investor to make the Seeds of Wealth program work.

Neither your child nor you will ever have to become a trading “expert”. Your child's money will never be tied up in risky stocks or investments. You won't have to juggle all kinds of complicated investments on behalf of your child. In fact, your child's money will never have to be invested in more than five or six of the best and safest, long term diversified investments on earth at any given time.

That's because the Seeds of Wealth program fully exploits that wonderful investing advantage your child has over everyone else in the world – time.

By investing now, your child will be able to easily take advantage of long-term stock market averages of between 10% and 13% -- where every dollar invested doubles every six or seven years. (In fact, since your child is also consistently adding new savings to his nest egg, his wealth doubles even faster – every five or six years!)

But forget about merely average market returns…

How to earn 18% average annual
returns over the long run

Using the high-level investment strategies found in Seeds of Wealth , your child can earn as much as 18% average annual returns – where each dollar invested doubles every four years or less!

It can be done simply by steering clear of market peaks and invest your child's money in the “value end” of the market. In other words, your child invests his or her money in those markets that have been in a down cycle for some time…and are beginning to move higher. When that cycle is over, you simple move your child's money to the next bull market.

In other words…

The real secret to long-term investment success is there's always a sector of the market near the bottom, ready to produce outstanding returns over the long haul for investors who have the time – and are smart enough to buy when the market's low…and usually when most other investors are getting out.

It's no coincidence that Warren Buffet began amassing his vast wealth using this strategy. He went bravely into the U.S. stock market in the early 1970s – when most investors were avoiding stocks like the plague.

John Templeton too. He went into the US market and bought every value stock trading following World War II…and did the same thing buying Japan when it was super cheap in the 1960s and 70s.

Billionaire George Soros used similar techniques to make his Quantum funds – one of the best performing funds for 20 years (30% returns annually)

It worked for them…

It can work for your child as well.

Right now there are diversified stock market funds producing phenomenal returns in regions of the world just now emerging long-term bear markets. If history is any indication, these funds are in for a substantial period of double digit returns. Does that mean you should keep your child's money out of the U.S. markets all together? Not at all. In fact, one area of the technology sector – fresh off a relatively long and hard downturn – looks poised for a sustained period of growth.

Of course you can put your child's money in the U.S. stock market – and over the next 20 to 30 years, he or she will do very well earning the 13% long-term returns the U.S. markets typically post after a bear market…

But you'll be amazed at what happens to your child's wealth when it grows at the 18% Seeds of Wealth shows you how to make.

Instead of accumulating half a million dollars at age 32, he or she has $1.4 million…

And instead of having $9 million at age 55, your child will have over $75 million in wealth! (Don't believe it? Visit http://www.seedsofwealth.com/dr4a and click on the “Wealth Calculator” to see how much richer 18% returns can make your child!)

Growing Your Child's Wealth:
An Integral Part of the Program

Not surprisingly, a substantial portion of the Seeds of Wealth program is dedicated to showing you and your child how and where to invest. Many of the world's top investment experts from many specialized areas of investing have lent their knowledge and expertise to this program. In fact, Seeds of Wealth's very own advisory board have earned many millions of dollars using the very investment and wealth building strategies found in this program! Click on the "Advisory Board" link at http://www.seedsofwealth.com/dr4a to meet members of the Seeds of Wealth Investment Advisory Board)...

Yet despite the high level of investment expertise, no investment program I've seen paints such a clear and simple picture of the investment process. Read it and any confusion and apprehension you've ever had about investing will melt away.

In fact, if you've ever wanted a “manual” on common sense investing – one the average investor young or old can understand, with no gobbledygook and no pretension – then you'll find Seeds of Wealth as invaluable for you as your children.

So now you have everything you need to guarantee financial security for your child. You have a guide for teaching your children wealth values…a plan to start saving…lessons in smart spending and debt management…a strategy for smart investing.

But there's one more thing that will provide enormous support when it comes to investing for your children's future…something else that separates Seeds of Wealth from any book or wealth manual I've ever seen…

Special Bonus #1

The Seeds of Wealth Quarterly Investment Report:
Your On-going Companion to Investment Success

There's no question you could follow the Seeds of Wealth and secure a happy and wealthy life for your children. But imagine if you had an investment professional there supporting you…feeding you tips, encouragement and advice…and providing your with real-time investment recommendations every step of the way?

Well that's exactly what you get when you own the Seeds of Wealth program. That's because you and your child will receive The Seeds of Wealth Quarterly Investment Report absolutely free for three full years.

The Seeds of Wealth Quarterly Investment Report is like a personal coach and investment advisory guide rolled into one. Each quarter you'll learn new and exciting ways to save money…techniques other “Seeds of Wealthers” have used to successfully accelerate their success…more ways your children can earn money…tax tips…and more…

But perhaps the most valuable part of The Seeds of Wealth Quarterly Investment Report Report is that it shows you and your child the best places in the world to invest right now – where growth is just taking off and the returns are likely to be highest. You'll learn about the best funds for long-term success…where and how to buy them…how much to pay…and when to sell. You'll also get “market news updates” on economic issues that could effect your child's investments – and any action you should take to stay on track.

In short, The Seeds of Wealth Quarterly Investment Report Report is you and your child's on-going companion on the road to financial success. And best of all, this $49-per year value is yours free for three full years.

But that's not the only bonus you'll receive when you buy Seeds of Wealth…

Special Bonus #2

Okay, So You Forgot to Get Rich:
A Special Something “Just For Parents”

It's a special report called “How to Live a Millionaire's Retirement Even If You Thought It was Too Late” – and it's designed for the millions of us who “forgot to get rich” and are now worrying and wondering about what kind of retirement is in store for us.

“How to Live a Millionaire's Retirement Even If You Thought It was Too Late” is crammed full of highly effective strategies you can use to maximize your savings, generate additional income and get higher investment returns…all aimed at helping you towards a comfortable and secure retirement nest egg – even if you're 40, 45 or even 50 years old today!

In it you'll discover…

• How to generate thousands of dollars of extra investment capital every year – without having to work longer and harder and without cutting back on your standard of living.
• How to get a guaranteed investment return of 8% to 19% -- and pay no taxes on the gains
• How to turn your home (whether you own or rent) into a “profit center” that generates thousands of dollars per year in income and how you can give your children or grandchildren part-time work to earn and learn – and slash thousands off your own tax bill savings
• How to safely make your investment savings double every four to five years – while strictly limiting your downside risk.
• How to get 9.3% returns with zero risk and save over $150,000 on your mortgage
• And much, much more.

This guide – combined with the quarterly Seeds of Wealth Investment Report and the dost charges. I've refinanced my mortgage, slashing over three hundred dollars a month off my payment. For the first time in my life I'm setting aside serious money for investments. Now, instead of buying “things”…I buy investments that will help grow my wealth rather than fritter it away.

In short, I'm benefiting as much from Seeds of Wealth as my son is!

And the fact thwn-to-earth information found in the core Seeds of Wealth program – has been invaluable to me in turning around my financial situation. I've used this information to re-program the way I think about debt, saving and investing. Already I've eliminated a vast majority of my credit card debt – saving me hundreds of dollars a month in intereat I'm “living” the program better ensures that my son will be successful with it as well. After all, I still consider this to be “his” program – his ticket to a bright future and a lifetime of financial security. I'm entirely committed to him learning it, living it and reaping the lifetime of rewards it promises.

Needless to say, I'm very excited about this program – and what it will mean in my child's life.

I hope you are too.

That's why I can't urge you strongly enough to get Seeds of Wealth for your child or any child you care about.

This is a program that will change both your lives…

After all, what's it worth to know your child will be financially independent...self sufficient… financially dependent on no one (not the least of which you) but himself?

How important is it to you to have your child grow up with firm grasp on money-matters – able to make all the right financial decisions from a very early age?

How wonderful would it be to know your child will enter adulthood with a substantial financial cushion in place – able to better pursue the career of his or her choice…easily buy a car…own a home…and live securely and comfortably from day one?

I think you'll agree – this is an invaluable and important gift you can give to your children.

What's more, you won't pay a fortune to provide your children with the kind of financial security I've described in this letter. Remarkably, the entire Seeds of Wealth program is just $99. And that includes the core Seeds of Wealth program…your three-year subscription to The Seeds of Wealth Quarterly Investment Report Report (itself a $147 value)…and the special report for you “How to Live a Millionaire's Retirement Even If You Thought It was Too Late” (a $29 value). There's even free shipping to any U.S. address!

But that's not all.

Examine Seeds of Wealth FREE for 30 days!
And Get an Unconditional Guarantee for 365 days!

Justin is so sure you and the young people in your life will benefit enormously from Seeds of Wealth that he's arranged for you to examine and try out the program absolutely free of charge! Just order the program today – and Justin won't cash your check of charge your credit card for 30 days. If you're not thrilled, just send the program back within the 30 days and no money will have exchanged hands.

And the guarantee gets even better. Even after your 30-day trial period, if for any reason you're not completely convinced Seeds of Wealth will help you put your child on the path to financial independence and security, you have an additional 335 days (or a full year from date of purchase!) to return the program for a 100% refund.

You Can Change Someone's Life Forever

I believe this is one of the most valuable and important gifts you can ever give to your children. (In fact, if you'd like to see what other parents have to say about Seeds of Wealth, click on the "Parent Testimonials" link at http://www.seedsofwealth.com/dr4a .)

After all, it's not every day we're given a very real and substantial opportunity to make a profound difference in the lives of people we care about…a chance to take action and change the course of someone's life forever.

I truly believe this is one of those times. I can't tell you how glad I am that I have been given the opportunity to help my son by introducing him to Seeds of Wealth. I'm confident you'll feel the same way.

If you want to do something truly positive in your child's life – or the lives of any children you care deeply about – get them Seeds of Wealth today.

But do it now. Take full advantage of that wonderful “gift of time” your child has.

Because the earlier you begin securing your child's financial future with Seeds of Wealth, the sooner he or she will be wealthy, safe, and self-assured.

Sincerely,

Paul Hollingshead

A very satisfied Seeds of Wealth parent

P.S. Seeds of Wealth is such a wonderful program that you'll want to get one for all the important children in your life (in fact, many people buy multiple copies – one gentleman ordered 17 copies for friends and family!) If that's the case, be sure to check out the special pricing for multiple copies on the order form. Everyone you order the program for will get the special report “How to Live a Millionaire's Retirement Even If You Thought It was Too Late” and the newsletter too. So you'll not only be helping children special to you save for their future – you'll be saving as well!

ORDER TODAY!

...or visit the Seeds of Wealth webpage to learn more